Reporting Matrix
Please see the below matrix for information on which recurring payments are eligible to report to the major Credit Bureaus.
| Transunion | Equifax | Experian | |
|---|---|---|---|
| Rent | Bloom+ may report one recurring rent payment where: - the payments are for your primary residence - you do not have an active mortgage or other active rent tradeline reported to Transunion - the payments are made online to a verified property management company or through a rent payment platform (e.g. Yardi, AppFolio, Buildium) |
Bloom+ does not yet support reporting to Equifax. Check back soon!
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Bloom+ does not yet support reporting to Experian. Check back soon!
|
| Telco (internet, cable TV, and cell phone bills) | Bloom+ may report one recurring telco payment where: - the payments are made online to a verified telco company |
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| Bundled Utilities (combination of gas, power, and/or water payments) | Bloom+ may report one bundled utilities payment where: - the payments are for your primary residence - the payments are made online to a verified utilities company |
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| Gas | Bloom+ may report one recurring gas payment where: - the payments are for your primary residence - the payments are made online to a verified utility company |
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| Power | Bloom+ may report one recurring power payment where: - the payments are for your primary residence - the payments are made online to a verified utility company |
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| Water | Bloom+ may report one recurring water payment where: - the payments are for your primary residence - the payments are made online to a verified utility company |
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| Subscriptions | TransUnion does not currently accept subscription payments. | ||
| NOTE: If Bloom+ cannot verify additional transactions for a recurring payment for 3 or more consecutive months, the recurring payment will be reported as closed unless and until additional transactions are received and verified. |
Please see the Bloom+ FAQs and Bloom+ Terms of Use for more information on how Bloom+ reports your payments.