Reporting Matrix

Please see the below matrix for information on which recurring bills are eligible to report to the major Credit Bureaus.

TransUnion Equifax Experian
Rent Bloom+ may report one recurring rent payment where:
– the bill is for your primary residence
– you do not have an active mortgage or other active rent tradeline reported to TransUnion
– payments are made online to a verified property management company or rent platform (e.g. Yardi, AppFolio, Buildium)		 Bloom+ may report one recurring rent bill where:
– the bill is for your primary residence
– you do not have a rent bill (including the selected recurring rent bill) or active mortgage reporting to Equifax
– the bill payments are made online to a verified property management company or through a rent payment platform (e.g. Yardi, AppFolio, Buildium)		 Bloom+ does not yet support reporting to Experian. Check back soon!
Telco
(internet, cable TV, and cell phone bills)		 Bloom+ may report one recurring telco payment where:
– payments are made online to a verified telco company		 Bloom+ does not yet support reporting to Equifax. Check back soon!
Bundled Utilities
(combination of gas, power, and/or water payments)		 Bloom+ may report one bundled utilities payment where:
– payments are for your primary residence
– payments are made online to a verified utilities company
Gas Bloom+ may report one recurring gas payment where:
– payments are for your primary residence
– payments are made online to a verified utility company
Power Bloom+ may report one recurring power payment where:
– payments are for your primary residence
– payments are made online to a verified utility company
Water Bloom+ may report one recurring water payment where:
– payments are for your primary residence
– payments are made online to a verified utility company
Note: If Bloom+ cannot verify additional transactions for a recurring bill for 3 or more consecutive months, the recurring bill will be reported as closed unless and until additional payments are received and verified.

Please see the Bloom+ FAQs and Bloom+ Terms of Use for more information on how Bloom+ reports your payments.